Are you taking taxes into consideration when planning your retirement? If not, you might have a big surprise waiting for you.
Retirement planning is different depending upon where you are in your life. If you are saving for retirement, your plan is to accumulate wealth to provide retirement income later. Conventional planning strategies (saving in a government sponsored retirement plan such as a 401(k), or IRA) – have not worked as well as many people had hoped in recent years. Market volatility has made many folks nervous about investing in the stock market and low interest rates have made many of the alternatives unattractive.
There are several alternatives to government plans. Many of these strategies are ones your investment banker, stock broker or financial advisor may not tell you about simply because they follow the same old conventional thinking or they don’t want you to know!
“It is important not to put off until tomorrow, what you need to do today. Tomorrow will come knocking sooner than you think.”
If you are thinking about beginning a retirement plan, are near retirement age, already retired, uncertain where to begin, fearful of losing what you have or how the market may dramatically effect the choices you made on your own, let us help quell all of those worries for you.
We truly listen to what our client’s hopes for the future are, not what we think they should be.
